As we wrap up 2025, it’s a great time to look ahead and make sure your financial plans are ready for the new year. At Farmers National Bank, we believe wealth management should feel personal, practical, and empowering. Our Financial Services team is here to help you protect what matters most and plan for the future with confidence. Here are some helpful tips to keep in mind as you start 2026.
Start with a Complete Financial Plan
A strong financial plan brings everything together, retirement goals, tax strategies, and estate planning. Take time to review your plan and make adjustments for any changes in your life, such as a new job, family milestones, or health care needs.
Keep Your Investments Balanced
Markets can be unpredictable, so it’s smart to have a mix of investments. Consider adding options like real estate or socially responsible funds to complement traditional stocks and bonds. A well-diversified portfolio helps manage risk while keeping you on track for growth.
Plan for Interest Rate and Inflation Changes
Interest rates and inflation can affect borrowing costs and investment returns. Talk with your advisor about ways to rebalance your portfolio and protect your purchasing power as the economy shifts.
Use Technology to Stay Connected
Managing your wealth is easier when you have the right tools. Farmers National Bank offers secure online access and personalized dashboards so you can keep an eye on your accounts and track progress toward your goals anytime.
Update Your Estate and Trust Plans
Your legacy is important. Make sure your estate plan reflects your current wishes and consider trust services for added protection and tax efficiency. These steps help ensure your loved ones are cared for and your assets are secure.
Focus on Tax-Smart Strategies
Look for ways to reduce your tax burden, such as maximizing retirement contributions or exploring tax-advantaged investments. Planning ahead can help you keep more of what you earn.
Stay Calm During Market Ups and Downs
The market will always have its ups and downs. The key is to stay focused on your long-term goals. Regular portfolio reviews with your advisor can help you make informed decisions and avoid reacting emotionally to short-term changes.
Ready to make 2026 your most financially confident year yet?
Connect with Farmers National Bank’s Financial Services team today. We’ll work with you to create a personalized plan for wealth management, trust services, and financial planning that fits your life and your goals.
INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, FARMERS NATIONAL BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED