farmers national bank logo

Personal Banking Services

We See Your Potential, We Invest in Your Future

Farmers National Bank focuses on building customer relationships with personal banking services from checking and savings to loans and digital banking. By remaining a locally owned community bank, we’ve been able to offer personal, friendly service for generations. We make it a point to know our clients and their financial needs. We will continue to develop products that meet the changing needs of our customers.

For your day-to-day money management, select an FNB checking and savings product that’s right for you. Checking accounts include unlimited check writing, debit cards, auto transfer options and digital banking access. We offer a basic savings and money market accounts to help you save while keeping your funds easily accessible and earning a competitive interest rate.

Looking for a safe investment strategy for things such as an upcoming purchase, education or retirement? We’ve got you covered with our competitive interest-bearing Certificates of Deposit and IRAs. Short and long-term maturities ranging from 3 months to 5 years are available. We can also assist in a transfer or rollover of your existing IRA.

Have a high deductible health plan? We offer Health Savings Accounts as an interest-bearing checking account so you may easily pay for qualified medical expenses by check, debit card, or by using our bill pay through digital banking. Please consult your insurance provider for plan eligibility.

All Bank Employees

Personal Checking Accounts

At Farmers National Bank, we recognize how important your money is to you. That’s why we offer two different checking accounts to fit your needs with no service charges as long as you qualify.

Personal Savings Accounts

Farmers National Bank offers a variety of savings products paying competitive interest rates to fit your needs. Choose the savings product that’s right for you.


Farmers National Bank helps you achieve your retirement goals with a variety of IRA programs designed to help you accumulate funds with tax deferred options.


A health savings account (HSA), can help you pay for qualified medical expenses in a tax-advantaged way, now through retirement.

Certificate of Deposits

Invest your money safely into a competitive interest rate with a Farmers National Bank Certificate of Deposit. Maturities range from three months to five years.

Digital Banking

Digital banking provides digitization of all traditional banking products, processes and activities to serve you through online channels.

All checking, savings, Certificates of Deposit, IRAs and Health Savings Accounts are FDIC insured.