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Commercial Loans

A business’s success is led by the commitment and dedication of the core group - this can be applied to almost any industry.

At FNB, we offer loan products to help a business expand, provide capital for inventory, or even help a business start its own journey. It is important we take the time to understand the nature of your industry. Our decisions are made local and offer quick feedback to ensure you reach your goals.

As a community bank, we strive to provide fair lending products to all of our customers. We treat people the way we would want to be treated. Our focus is to support local businesses that enhance our rural communities.

The word “business” encompasses any and all, whether it be service providers, manufacturers, retailers, contractors, etc. Farmers National Bank provides loans for working capital, machinery and equipment, and real estate to many types of businesses:

  • Working capital loans are available to finance inventory, receivables, etc., during the operating cycle of the operation. FNB provides funding as a single advance upfront, or as a revolving or non-revolving line of credit, providing flexibility for cash flow purposes.
  • Machinery and equipment term loans from FNB are normally secured with the asset being purchased with a term up to five years, with fixed or variable interest rate options available.
  • FNB offers “in house” fixed interest rate real estate loans up to 10 years, with longer amortization as necessary.
three men standing in front of the Carrier Heating & Cooling garage.

Want to find out how much your loan payment would be with a new loan?

Try one of our financial calculators now!