Commercial Loans
A business’s success is led by the commitment and dedication of the core group - this can be applied to almost any industry.
Businesses often need financing to support growth, manage cash flow, and invest in future opportunities. Farmers National Bank provides commercial loans and business financing solutions backed by local decision making and community banking experience.
At FNB, we offer loan products to help businesses expand, provide capital for inventory, purchase equipment, and finance commercial real estate. We take time to understand the nature of your business and industry so we can provide financing options that support your goals. Our decisions are made locally and provide responsive feedback throughout the lending process.
As a community bank, we strive to provide fair lending products and personalized service. Our focus is supporting the businesses that strengthen our local communities and contribute to the success of the communities we serve.
Commercial Loan Solutions
Business Lines of Credit
Business lines of credit capital loans help businesses finance inventory, accounts receivable, operating expenses, and other day-to-day needs throughout the operating cycle.
Farmers National Bank provides funding through a single advance upfront or through revolving and non-revolving lines of credit. These financing options offer flexibility to help businesses manage cash flow and take advantage of opportunities as they arise.
Retirement Planning
Commercial Real Estate Loans
Commercial real estate loans can help businesses finance property that supports their operations.
Farmers National Bank offers in-house fixed-rate commercial real estate loans with terms of up to 10 years and extended amortization schedules when appropriate. Our lending team works closely with business owners to identify financing solutions that align with long-term business goals.
Want to estimate payments for a new loan?
Use our financial calculators to explore payment options and plan for future financing needs.
Why Businesses Choose Farmers National Bank
Businesses choose Farmers National Bank because of our local approach to lending and commitment to helping customers succeed.
- Local lending decisions and responsive communication
- Financing solutions tailored to business goals
- Understanding of rural and community-based businesses
- Flexible commercial lending options
- Personalized service from an experienced lending team
- Community banking values and long-term relationships
Commercial Loan FAQs
A business line of credit provides flexible access to funds as needed, while a term loan provides a lump sum that is repaid over a set period of time.
Contact a Farmers National Bank lender to discuss your business goals and financing needs. Our team can help determine which commercial loan solution is the best fit for your operation.
Work With a Local Lending Team
Farmers National Bank serves businesses through local banking locations in Prophetstown, Geneseo, Morrison, and Mount Carroll.
Our commercial lenders take the time to understand your business, provide local decision making, and deliver financing solutions tailored to your goals.
Contact Farmers National Bank to learn more about commercial loans, business financing options, and other banking services.