In today’s fast-paced agricultural economy, having the right equipment isn’t just a convenience. It’s a necessity. Whether you’re upgrading your tractor, investing in a new combine, or expanding your fleet of implements, farm equipment loans can provide the financial flexibility you need to keep your operation running smoothly.
At Farmers National Bank, we understand agriculture because it’s at the heart of everything we do. With over 75% of our loan portfolio dedicated to ag lending, we’re proud to be consistently ranked among the top 100 ag banks in the nation. When it comes to financing your equipment, we offer more than just capital. We offer partnership, expertise, and a deep-rooted commitment to your success.
Financing That Fuels Growth and Resilience
Farm equipment financing is more than a transaction. It’s a strategic investment in your farm’s future. The right loan can help you:
Increase Efficiency: Modern equipment can reduce labor costs, improve yields, and streamline operations.
Stay Competitive: Up-to-date machinery helps you keep pace with industry standards and market demands.
Manage Cash Flow: Financing allows you to spread out the cost of large purchases, preserving working capital for other needs.
Adapt to Change: Whether it’s scaling up production or responding to weather-related challenges, access to financing gives you the agility to pivot when needed.
At Farmers National Bank, we work closely with you to understand your goals and tailor financing solutions that align with your operation’s size, seasonality, and long-term plans.
Why Choose a Local Community Bank?
When it comes to financing farm equipment, the lender you choose matters. Here’s why working with a community-focused bank like Farmers National Bank makes a difference:
1. Ag Expertise You Can Trust
We don’t just understand lending. We understand farming. Our loan officers live and work in the same communities you do, and many have agricultural backgrounds themselves. That means we can offer insights and solutions tailored to your operation.
2. Faster, More Personalized Service
Unlike large national banks, we make decisions locally. That means faster approvals, more flexible terms, and a relationship-based approach that puts your needs first.
3. Customized Loan Structures
We know that no two farms are alike. Whether you need seasonal payment schedules, balloon payments, or multi-year terms, we’ll work with you to structure a loan that fits your business.
4. Commitment to the Community
When you bank with us, your money stays local. It supports other farmers, businesses, and families in your area. It’s a cycle of growth that benefits everyone.
Ready to Invest in Your Operation?
Whether you’re replacing aging equipment or expanding your capabilities, Farmers National Bank is here to help. Our team of ag lending specialists will walk you through every step of the process, from application to closing, ensuring you get the right financing for your needs.
Let’s grow together. Contact us today to learn more about our farm equipment loans and how we can support your operation for the long haul.