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Service Providers

Nick has been in the financial services and risk management related business for over 10 years. Gina Ashley, Trust Administrative Assistant, has extensive experience as a legal secretary for law firms specializing in estate and trust administration. The Bank’s trust committee consists of lenders and management with knowledge and background in providing financial service to our customers.

Nicholas S. Emmerson - GSR Trust Officer

Phone Number:

Areas of Expertise:
  • Personal Trust & Estate Administration
  • Investment Management
  • Employee Benefits
  • Financial Planning
Professional Responsibilities and Experience:

Nick serves as Trust Officer for The Farmers National Bank market. He is responsible for administration and investments for personal business trust services.

  • B.S., Finance, Iowa State University

Nick grew up in Geneseo and currently lives in Morrison. Nick lives with his wife Brooke and his daughter Avery. Nick was treasurer of the finance club in college and currently serves on the finance committee at this church, St. Anne’s in Morrison. Nick has his Series 7 as a General Securities Representative. Also, Nick currently has his Life & Health as well as Property & Casualty insurance licenses. Lastly, he is also a certified futures and commodities broker.

Nick has been in the financial services and risk management related business for over 10 years, over that time Nick worked with clients to put together a comprehensive financial plan based on each client’s specific goals. First establishing strategies to help accumulate wealth and then give them a peace of mind to distribute and enjoy their wealth in retirement.

Gina Ashley - Trust Administrative Assistant

Gina joined the Trust Department in August of 2013 in the newly created position as the Administrative Assistant. She was previously employed as a legal secretary for two Henry County law firms and brings with her 16 years of on-the-job experience. Her work with those firms consisted primarily of estate and trust administration, as well as corporate and local government.


Trust Committee

Bill Dale
- Community Bank President Geneseo Office, 20 years with FNB
Nick Emmerson - Trust Officer, 2 years with FNB

Garett Plumley - Vice President Lending, 12 years with FNB

Don Vogel - President/Chief Executive Officer, 8 years with FNB