Farmers National Bank Debit Card lets you access your checking account without the hassle of writing a check! Make purchases at the grocery store, gas station, mall – wherever MasterCard® is accepted. FNB Debit Cards are equipped with an EMV technology for added protection. EMV (Europay, MasterCard, Visa) is a microchip technology that provides increased security capabilities and has successfully reduced counterfeit fraud around the world.
Use the FNB Debit Card to access your checking and savings account through any ATM – worldwide! FNB is a member of the surcharge free ATM network, MoneyPass®. With more than 25,000 MoneyPass® ATMs from coast-to-coast, finding a surcharge free ATM is easy. Download the MoneyPass® ATM locator app for your iPhone or Android device. Don't forget to look for the MoneyPass® logo on the ATM.
MoneyPass ATM Locator
FNB Fraud Center helps secure our cardholders’ information and protect against fraudulent transactions 24/7. If suspicious transactions are detected, a fraud analyst will attempt to contact you by phone, text and e-mail to verify the authenticity of the suspicious ATM/Debit transaction. The fraud analyst may ask you to provide some information to help identify you as the cardholder. The fraud analyst will NEVER ask you for your complete debit card number, PIN, full Social Security Number, or account number. The Fraud Center approved times for contacting cardholders are 8 AM – 9 PM by phone call, 7 AM – 9 PM by text, and 24/7 by e-mail alerts.
Your card will be immediately disabled if fraud is confirmed. If you cannot be contacted, your card may be temporarily blocked until the transaction can be verified.
When suspicious card activity occurs, nobody is better equipped to handle the case than you. With FNB smsGuardian™, you can receive text alerts* on pre-determined transactions. If the transaction meets certain criteria you will receive a text message on your cell phone to alert you of the transaction. You then have 12 hours to respond on whether the transaction is fraudulent. If it is a valid transaction then there is no need to respond.
To register for this FREE service, please click here FNB smsGuardian™. You may discontinue the receipt of alerts immediately by texting the word STOP in reply or unsubscribe entirely through the website.
The number of alerts you receive will be based on your card usage. Some mobile service providers require that you are notified every 30 days of your subscription. These providers are Sprint, Nextel, Boost and Virgin. If at any time, you need help with this service you may reply HELP to the alert or click on the Service Usage Guide on the website.
*Message and Data Rates May Apply
Terms and Conditions